Start with the reason you need the figure, not the number itself. An SMSF audit calls for an SMSF valuation; a capital gains tax event for a CGT valuation; establishing a property's cost base for a cost base valuation; a property transfer for a stamp duty valuation; negotiating a purchase or sale for a fast basic valuation; and a property that has to be inspected in person for a certified valuation. The purpose sets the evidence standard, whether a signature, an independence declaration or a physical inspection is required, and the evidence standard sets the type. If you're still unsure, our short advisor will point you to the right report in under a minute.

A basic valuation is a fast, data-driven market value delivered in about an hour with no site visit, an independent figure for your own decisions when negotiating or planning. A certified valuation is the opposite end of the scale: a registered valuer physically inspects the property and signs off a full report prepared to full professional standards. It costs more and takes days rather than hours, because the inspection and full analysis are what make the figure defensible under scrutiny. If a government body must formally accept the figure, or the property has to be inspected, choose certified.

No. Valuations for lending are ordered by the bank through its own panel of valuers, so a Valato report wouldn't be accepted for that purpose and we don't offer one. Every report on this page is built for a different job: SMSF annual reporting, capital gains tax, establishing a cost base, stamp duty on a transfer, insurance declarations, and your own buying or selling decisions. If a lender has asked you for a valuation, that request goes back to them or your broker.

Yes. CGT and stamp duty valuations can be prepared retrospectively: we assess market value as at the date of the relevant event, using comparable sales evidence drawn from that period rather than today's market. This is common for inherited property, homes that began earning rental income years ago, and transfers that have already occurred. There's no practical limit on how far back we can go, older dates simply rely on the historical sales records for the area, and you nominate the date during ordering.

Stamp duty is an ad valorem duty, charged as a percentage of the property's market value rather than the price paid. When a property sells on the open market the price usually is the market value, so the distinction goes unnoticed. It matters most for related-party transfers, gifts and off-market deals where no arm's-length price exists, there, the state revenue office assesses duty on an evidenced market value, which is exactly what a stamp duty valuation provides. Each state sets its own rates and thresholds; our stamp duty calculator shows the schedule for yours.

Yes, Valato provides property valuations Australia-wide, including Sydney, Melbourne, Brisbane, Perth, Adelaide and regional areas. Desktop and AI-powered reports draw on national land records and sales data, so they're available for virtually any address at the same price and turnaround. Certified valuations are completed by a local registered valuer who attends in person, someone with genuine knowledge of that market; in remote areas scheduling may add a little time, and any travel component is confirmed in the upfront price.

A basic valuation is ready in about an hour. SMSF, CGT and stamp duty reports are usually completed the same day, with Express options that move you to the front of the queue where guaranteed same-day delivery matters. A certified valuation typically takes two to five business days, because a physical inspection has to be scheduled and completed before the signed report is written. All timeframes run from payment, and every report is delivered by email and SMS the moment it's ready.